Mainly at the prospect of higher interest rates and what this will mean for household budgets as whilst the biggest household expense tends to be the mortgage higher interest rates will affect anyone who borrows for whatever reason. 

So my response is going to be an offer of help, something to get people thinking about their finances but importantly something which is free to join and participate in. 

Further details will be coming soon on my Facebook page but you can get in touch via the comments page on this website.